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How solid is your foundation?

A new client we’re working with noted a listing in the Greenwood area that has many comments by the listing agent that state the house’s value is really in the land.  The conversation turned toward the foundation and a small tutorial about what foundations are made up of and why some might be better than others. My edited response to them is below:  

“You can certainly consider it but look at the outside with a keen eye. This area of Greenwood is where a lot of the peat bog is located so you want to look for heavy settling. This house has what is called Post & Pier construction as the foundation. Not many houses nowadays are built this way unless there is a compelling reason to do so.   

An online presentation I found about foundations can be accessed here: http://www.abag.ca.gov/bayarea/eqmaps/fixit/ch5/sld001.htm It will help you learn more about foundations and their definitions.

This link will show a bit more specifically about post & pier construction types:http://www.countryplans.com/foundation/index.html

You’ll note that P&P is not recommended for areas where earthquakes might be present - such as the Pacific NW. It was a commonly used method of construction back in the early 1900’s but that was also before concrete had become a stronger material to build with so it is less used now in modern construction and is now usually limited to smaller homes or cabins or in areas where bringing in construction materials is cost limiting.”   I’m sure there may be other reasons but these are some of which I am aware.

I’ll add on here too that Post & Pier foundations on older houses are becoming more and more difficult to get insured. We’ve found that the following items are more difficult to get coverage for: post & pier foundation, knob & tube wiring (mostly whole house but sometimes even partial), and fuseboxes (most want upgrades to circuit breaker boxes), aluminum wiring (some 60’s/70’s houses). Some insurance carriers will also deny coverage by age of the home with early 1900’s homes being targeted.  Before going out and looking for houses it would be a good idea to contact your insurance company to confirm what housing issues they will, or will not, cover.

About the Author: Rebecca Haas

Rebecca (aka Reba) has helped direct Team Reba to its current level as a top producer in the region working with a successful hybrid of investor/commercial and residential clients in the Puget Sound and Greater Seattle areas. Check out our company website, or our company blog to see what else we have to say about local real estate. Or, call us at 425-970-3697 for a more personal touch.

Comments

1. Comment from aaron
Time July 13, 2007 at 6:57 pm

Post and pier may be more difficult to insure but in areas of the country that get alot of rain or have soft soils, its EXPONENTIALLY more expensive to fix a cracked slab than it is to repair a P&P. My sister was about to buy a home with a P&P foundation and I really tried to talk her out of it until I did some research. Real Estate Finance

2. Comment from Reba Haas
Time July 13, 2007 at 7:41 pm

You are correct that it makes sense to learn for your own specific location what is the best choice in construction for your needs, budget, and comfort level.

3. Comment from e
Time July 16, 2007 at 12:51 pm

Here is a study of the peat bog done by the city.
http://www.seattle.gov/dpd/Research/GreenwoodSubsurfaceCharacterizationStudy/default.asp

4. Comment from Reba Haas
Time July 16, 2007 at 1:57 pm

awesome link, e! Thanks for sending it along.

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