Site search

Site menu:

Seattle Home Search


Search Powered by:

Recent Comments

  • Two Flaws with the new Good Faith Estimate (6)
    • Jeff: I won’t use the current GFE too….I use Calyx Point….I’ll just create a customized doc that with do the same thing as the bottom section...
    • Rhonda Porter: Jeff, I forgot to thank you for pointing out the payment is under “summary of your loan” however, as you mention, it does not break out...
    • Rhonda Porter: Jeff, I’m hoping we can redisclose if needed. I tend to “over estimate” on my preliminary GFE’s and I explain to clients that...
    • Jeff: The monthly payment is listed under the “Summary of Your Loan” on page one….the fourth block. It is shown as principal, interest and mortgage...
  • HUD Passes RESPA Reform, New GFE Coming in 2010 (45)
    • JM: The 10% increase only comes into play if you “identify” the service provider. HUD wants to give the consumer control of the process, which is fine. The...
  • Predatory Upfront Loan Modification Fees (207)
    • Tanya: I have been a LO for several years. I didn’t put borrowers in homes they couldn’t afford. I didn’t charge prepayment penalities for my profit....
  • Nana needs a booster seat by tomorrow night (13)
    • tj: And to be sure there is no misunderstanding in such an important matter, the tip applies when you attach a seat that has it’s own harness using the...
    • tj: That should be “I’m sure mom already knows”, i.e your daughter.
    • tj: It’s really good to see among all this economic turbulence that exposes greedy crocks and thiefs allover the place that people like Joan is also around. Very...
  • Did the recent market shift affect Hitler too? (22)
    • Reba Haas: Jillayne, sorry for the delay, I’ve been traveling today to visit family. Short sale purchases are going well and I’m part of an investment...

Recent Trackbacks

Active Contributors

dustin

Dustin Luther Marketing Strategy
email
4realz.net
805-624-6086

Ardell

ARDELL
Assistant Broker
email
Search Seattle
206-910-1000

Rhonda Porter Mortgage Expert
email
Mortgage Porter
206-718-9488

Rhonda Porter

Jillayne Schlicke RE Educator
email
CE Forward
206-931-2241

Jillayne Schlicke

Deborah Burns

Deborah Burns Real Estate Agent
email
Urban Villages
206-618-0565

Tim Kane

Tim Kane
Escrow Specialist
email
Legacy Escrow
425-353-1401

Robbie Paplin
Software Engineer
email
Caffeinated Soft

robbie

Galen Ward
Real Estate Search
skype
Estately
206-801-1959

Galen

Reba Haas

Reba Haas
Seattle Specialist
email
Team Reba
425-970-3697

Gordon Stephenson

Gordon Stephenson Seattle Broker
email
Seattle Houses

Craig Blackmon Real Estate Law
email
Seattle Law
206-357-4222

craig

Jon Ribary
RE Developer
email
LTD Properties

Jon Ribary

Jim Reppond

Jim Reppond Associate Broker
email
Reppond Team
206-295-1771

Karen Kirr


Karen Kirr
New Seattle Resident

Links:

Archives

Meta

Does the NAR & the Big Brokers really want to fight The Blogosphere?

There have been a lot of discussions lately regarding Blogging, both it’s merits and potential for fallout on many levels. The problem with trying to keep Blogging under wraps: If you do, you have the potential for political backlash, both from the agents that build the brand of the broker (Re/Max, Windermere, [...]

Inspiration is everywhere if you decide to let it touch you.

There is nothing better than an underdog. Meet Paul, a phone salesman from Wales. This will blow you away. (need sound for You Tube)
The gentleman below inspires me everyday I drive to work. He is disabled and uses a broom to help support him and keep himself from falling while [...]

The mortgage business needs to clean up.

This is not a bubble post. It is a post about lending.
Having loan officers and mortgage brokers with Fiduciary duties to their clients is a small step in the right direction. Take a guess as to what the paint spells on each of the individuals chests as you read the link below.
Live [...]

Perspectives: Is this a former loan officer or a customer of a LO/subprime lender?

Evidently, this is circulating in e-mails everywhere. Depending upon your perspective it could be funny or not so funny. On the one hand it could be a former employee of a defunct sub-prime lender or it could be a customer with a toxic loan. Either way this evokes a lot of [...]

The Pre-Payment Penalty: Gold mine or equity Quicksand?

Ninety-one year old Seattle woman’s mortgage mess as detailed by the NY Times.
“……That was the case for Gertrude Robertson, a 91-year-old widow and nurse’s aide living in Seattle who took out an adjustable-rate mortgage of $450,000 in January. Even at her age, Mrs. Robertson was earning $3,500 a month, largely by caring for another [...]

Hey Zillow! Yeah, you have fun, but do you have a George Foreman Grill?

Zillow may have fun playing around in the office, but unless you have a George Foreman Grill in your office….
 
 

Sammy, our senior closer and LPO, shows her skills of fine grilling. And, can any Zillow folks run a John Deere excavator as Lynlee shows? (and yes, she can run it)

A tribute and salute to the guys at Firehouse 10 in NYC.

On August 17, 2007, at about 11:15 pm, a couple firefighters doing maintenance on the outside of their station were kind enough to escort me inside their station to view their memorial at Firehouse 10. “House 10″ as they call it, is literally 40 feet across the street from the former Twin Towers and [...]

Cease & Desist Order by Wa. State Insurance Commission against Title Co.

Today, the Washington State Insurance Commission, ordered Stewart Title Guaranty Company to stop illegal payment and gifts to agents and Brokers.

“Kreidler’s order demands that Stewart Title Guaranty Company “immediately cease and desist” giving or paying anything in excess of $25, calculated in aggregate over a 12-month period, per person, for placing or causing title insurance [...]

How do consumers find ethical help?

This is my Ken Schrammie rant:

How is it that a perfectly capable buyer of a home with nearly 770 FICO scores is placed into a short term Interest Only Adjustable Rate Mortgage with a start rate of 7%– sold with a 3 yr pre-payment penalty?

How do you handle the situation in which same the borrower [...]

The joy of remodeling: sometimes it’s like a box of chocolates! You never know what you get until you open it up!

Home improvement is satisfying when you have completed a project.   But during the process I have found it to be full of long hours, sore muscles, goof ups, some marital arguments, and rough on the pocketbook.  In the end though, when it all comes together, full of surprises, it’s worth it! When Lynn [...]