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  • Two Flaws with the new Good Faith Estimate (11)
    • Russ: The problem is that the disclosures are not there for consumer protection. They are there as a CYA for the companies. Thank the attorneys. Seriously, do we...
    • Rhonda Porter: Bela, I agree. I think the new form is more confusing…but maybe the regulators are on to something and the form will make sense to consumers....
    • Rhonda Porter: Ardell, I don’t think the new HUD portion approved with the new GFE will be part of the GFE. It will just be the GFE (I could be wrong).
    • Bela: I’m sure we can all get used to the new form, but I’m not sure it does anything to address the problem of borrowers taking loans they don’t...
  • The Crackberrys are coming to Real Estate by a Storm! (14)
    • Rhonda Porter: I’m so happy with my brand new Blackberry Storm! :) The click-screen is the best. I tried using the iPhone at apple when I was sick of my...
    • Greg Russell: Jim, We will be supporting the Storm with our eKEY software. Because it does have a different user interface from other BlackBerry devices, it may take a...
  • Nana needs a booster seat by tomorrow night (14)
    • ARDELL: tj, It’s been so long since I’ve had child safety seats in my life. My sister who lives here is gay, and while she’s a genius at many things,...
    • tj: And to be sure there is no misunderstanding in such an important matter, the tip applies when you attach a seat that has it’s own harness using the...
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    • JM: The 10% increase only comes into play if you “identify” the service provider. HUD wants to give the consumer control of the process, which is fine. The...
  • Predatory Upfront Loan Modification Fees (207)
    • Tanya: I have been a LO for several years. I didn’t put borrowers in homes they couldn’t afford. I didn’t charge prepayment penalities for my profit....

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Tag: Buyer-advice

How Loan Officers Harvest Seller Paid Contributions: An escrow perspective for buyers and sellers.

Preface: Last week Rhonda Porter brought up the topic of “Are you leaving too much on the table.” The latter part of her post suggests that the Loan Officer harvested the amount of seller contributions that were left on the table. Within the commentary that followed, the question was asked [...]

Posted: April 25th, 2007 under Agent Advice, Buyer Information, General Real Estate, Mortgage and Lending, Real Estate Law, Seller Information, Title and Escrow.
Tags: , , , , ,
Comments: 45