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  • Predatory Upfront Loan Modification Fees (161)
    • jillayne: lucy, next step is to find an attorney.
    • Lucy: I contacted the timr@cccsmt.org apparent director? Great Falls. He emailed me back giving me a local number for consumer counseling. I called them and she said...
  • Joe Sixpack and the Subprime Crisis (8)
    • Rob: Joe wondered why breaching his promise demanded such a penalty, when those who breached their promise to him of getting a RE-FI and reasonable mortgage payments...
    • Chris Butterworth: This is the best example I’ve read so far - great job of putting things into such an easy-to-follow story! Not everyone out there who got into...
    • Courtney Cooper: It would be nice if they could bail out six pack instead of all the golden parachutes…
    • Rhonda Porter: With all the mortgage moderations taking place, it would be great if Congress forced banks to reduce rates on credit cards. There should be a limit on...
  • RCG’s New Look!  (30)
    • Dustin: Okay, the final three updates I had in mind are now done: 1) From the homepage, you can now see the most recent comments… the trick is that I wanted to...
    • Dustin: I just installed a comment plugin that (with my limited testing) appears to let you edit your comments for 10 minutes after you leave a comments. Let me know...
    • ARDELL: Thanks Dustin! So far I’m liking it.
  • Are Washington Consumers Safer Working with DFI Regulated Lenders? (8)
    • Rhonda Porter: Jillayne, I WISH! “maybe it will be one set of rules for all LOs.”

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Tag: buyer

Next Week on Rain City Radio: Tim Ellis

Fresh off an great conversation with Tracy Record of the West Seattle Blog, I’m really excited to have Tim on our show next week!   I’m sure we’ll talk about all things Seattle bubble as well as Tim’s great new parody project: Naked Loon.
Please set aside Tuesday, July 1st at 4pm to join us!   And if [...]

A lesson in the dangers of distressed property purchases…

A friend of mine contacted me the other day about a property investment opportunity that her brother-in-law (BIL) was placing in front of her and her husband. The property in question is located in the city and state where the BIL lives - and it’s far from the Seattle area at roughly halfway across [...]

First Time Home Buyer Radio Show Tomorrow

Several weeks ago when I had my “radio debut” on The Tom Kelly Show, Tom asked if I would come back and do it again sometime. I told him as long as I didn’t have to talk about Blogging again So I picked the topic of First Time Home Buyers.
There’s a catch, [...]

Bribery to Work with the Builder’s Preferred Lender

When ever I’m working with a home buyer who may be considering new construction, I know I might lose them to the builder’s in house lender.   Often times the builder will offer an enticing credit to the buyer’s closing costs only if they obtain their financing from the builder’s preferred lender.   
How can having a Loan Originator [...]

Please review the Resale Certificate

My client and I reviewed the Resale Certificate and cancelled his purchase today.
When you buy a condo, or condo-townhome, you do not know everything there is to know before you make an offer.
After you are in escrow, after the contract is “signed around”, you get a resale certificate within ten days. I’m not [...]

Zillow’s Free Advertising - A Consumer Perspective

Before everyone jumps into the pool, every agent and owner must “LOOK before they LEAP”.
The Zillow Zestimate WILL appear, of course, in the same space as your “Property For Sale” listing. The printed data is also picking up the erroneous square footage info and number of bedrooms and baths from the tax records. [...]

Does It Really Matter….?

Ardell’s recent post on FSBOs was courageous as you won’t see many agents talk about how one might sell a property without listing it. While it may be a bit counter intuitive to some agents, one reading the post should come away feeling that Ardell (and others like her) are not in the business [...]

Buying wisely in any market

I find that most people who track countywide stats, looking for bubbles and market trends, are not people who are buying and selling property. Anyone who is actually buying or selling property knows, that countywide stats tell you both everything and nothing. It is in the small subsections of any given market that [...]

Woohoo!! Merv’s got it DOWN!!

At first glance it might appear that Greg Swan and I are like-minded when it comes to commission issues. but not so. Greg and I do agree that the buyer should not be led around thinking they are getting a free ride compliments of the seller, and we are both part of a growing [...]

Buyer Agent Commission

I was reading Greg’s newest article on Buyer Agent Commissions and thought it might add more information to both his readers and ours, to run a “Point Counter Point” kind of discussion. So I have his article up side by side and will touch on some of the points where I either disagree with [...]