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  • Fidelity Title Calls Off the LandAmerica Merger (93)
    • Kary L. Krismer: I once had Rainier Title claim that their not listing an exception on a preliminary title policy was somehow affected by the fact that the owner was...
    • Rhonda Porter: I’m re-reading the email in comment 87, I think the key word is “ownership” in stating their ownership does not include LandAmerica...
    • Rhonda Porter: The link is from Rainier Title’s website for their rate sheets. The cover of the rate sheet has LandAmerica and Commonwealth front and center....
    • Kary L. Krismer: Rhonda, what I’m not seeing in that link is a reference to Rainier Title (except for the web address). But I love this part of the email:...
  • Is the housing market performing “as expected”? (104)
    • Kary L. Krismer: I think what Bernanke was doing was trying to avoid the mistakes of Ford/Carter where the Fed clamped down on (what I consider non-existent)...
    • ARDELL: I blame Bernanke for pretty much everything. His penchant for reversing Greenspan also reversed the Country. He didn’t want to put his finger in the dike...
    • Kary L. Krismer: Bernanke will be in place possibly through Obama’s first entire term, or at least most of it (unless I’m forgetting how long he’s...
    • ARDELL: I keep thinking how lucky Obama is going to be a few years from now, if he can take the credit for things getting better. He certainly won’t get the...
  • HUD Passes RESPA Reform, New GFE Coming in 2010 (47)
    • jeremy hickling: Yeah- turning over all direction of 3rd party service providers to borrowers might in many cases be like turning loose addicts in a pharmacy. They...
  • Q&A with the Banker Panel at the National Auctioneers Association (2)
    • Kary L. Krismer: Sniglet, bankers might not know that. Non-judicial foreclosure is so favorable to lenders that they probably don’t even typically look at the...

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Tag: closing-problems

End of Month Fireworks: LOE’s and YSP’s

(LOE) Letter of Explanation:
Can a loan officer draft their own letter of explanation (typically to explain issues on a credit report or some other circumstance) on behalf of the borrower? Is this ok, ethical or worse, fraudulent. If they can draft the letter and the borrower signs it, is it acceptable at that [...]

Posted: January 26th, 2007 under Mortgage and Lending.
Tags: , , ,
Comments: 84