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  • Rain City Mortgage Rates (17)
    • synthetik: ALERT: if you are planning on closing a mortgage with loan amounts of $417,001-$567,500 by the end of the year, you are a freaking moron. Deflation folks....
    • ARDELL: Sorry, thought sampai’s comment was on my post where we were talking about his condo post. Didn’t mean to hijack your post, Rhonda :) I’m a...
    • Kary L. Krismer: Ardell, re #13, if that was in response to #10, what I was referencing was rapid appreciation over a short period of time, not absolute value. If...
    • Rhonda Porter: If your loan amount is over the conforming limits of $506k, you may be better off with a small local bank or credit union–there still is not a...
  • $7,500 1st Time Buyer “Credit” is a LOAN (33)
    • Kristi: I have a question, If we purchase a home and close on February 6, 2009 when will we recieve the $7,500? Right away, not until we file our 2009 taxes?
  • Did the recent market shift affect Hitler too? (28)
    • Kary L. Krismer: I don’t listen to enough of those people to know. Maybe Rogers? The problem is you need someone that’s consistently one position to...
    • Eleua: KLK, Would you care to name a particular “broken clock?”
    • Alan: Take a look at these quotes from Taleb: http://www.fooledbyrandomness. com/imbeciles.htm
  • Wells Fargo to Cut Jobs in Wholesale Lending (2)
    • Russ: Rhonda: You are correct. The true broker market is going to be decimated. There will not be any mom & pop broker shops anymore. All of the lenders are...
  • Nana needs a booster seat by tomorrow night (16)
    • ARDELL: The airlines are charging for every bag and item these days! We borrowed Joan’s, which was a blessing. It’s not even 2 p.m. of day one and I...

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Tag: lock-confirmation

Make Sure Your Loan is Locked

I’ve been communicating with a home owner who thought their loan was locked in at a certain rate only to learn that this is not the case.   Here’s their story:

Their existing ARM reset in March.   In late February, they informed the LO they wanted to lock at  5.5%, no points, 30 year fixed, and close before April 1 [...]

Posted: April 29th, 2008 under Buyer Information, General Real Estate, Mortgage and Lending.
Tags: , ,
Comments: 28

Quick reminder to lock in your mortgage

On the first Friday of every month, the Jobs Report comes out.   Tomorrow is the big day.    As I’ve written about this topic before, this economic indicator tends to have a huge impact on mortgage interest rates.  
It is the consumers choice to float or lock a mortgage interest rate.   My preference is generally always to [...]

Posted: September 6th, 2007 under Buyer Information, General Real Estate, Mortgage and Lending.
Tags: , , , ,
Comments: 9