Just How Much Your Credit Score Impacts Your Interest Rate April 18, 2008
While I was preparing my morning rate quote (I’ll follow up at RCG this afternoon in case of a rate change), I thought I would run a couple scenarios on how much your credit score now cost you…just one digit off and you are paying more for your mortgage.
The following scenarios are based on a [...]
Winds of Change; The Rise and Fall of the Subprime Market March 20, 2007
This is part one of a series of blog articles on the subprime mortgage market correction. In today’s article, I will briefly sketch the rise and fall of subprime loan products and their relation to predatory lending practices within a capitalist system.
When I first entered the industry in 1985, Conventional loans were the cream of [...]
Let’s review for the benefit of those who may never have seen this. College fund started when...