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  • Government Intervention in Foreclosure (38)
    • tj: I would like free healthcare for everyone, free college and state or government sponsored daycare and old age homes. Yes, I would be prepared to pay for it,...
    • Kary L. Krismer: Jillayne emailed me the letter regarding the excise tax issue. I’ve only spent about 10 minutes on this, but here are my initial impressions:...
    • Kary L. Krismer: Actually, cram-down means forcing a plan on a dissenting group of creditors. In practice though it’s come to mean what Jillayne indicated....
    • ARDELL: Any news on not taxing people on the shortfall?
  • Mother Nature Happens… (2)
    • Tim: Funny you post this. Lynlee just grabbed my daughter and headed out the door to head down to the Snohomish bridge in downtown Snohomish to check out the river....
    • Kary L. Krismer: We had a reappraisal last year (I think) on some property on 10th Ave at the north end of Broadway in Seattle. Not anywhere near a river. The one...
  • Top 10 Reasons NOW is the time to buy (43)
    • ARDELL: That’s a little steep. Maybe buy an FHA down to the conventional rate and the conventional rate down to 4.5%?
    • Rhonda Porter: Ardell, ballpark–around 2.75% points based on a quick glance on some rate sheets from this afternoon. (Tomorrow morning, when markets reopen, this...
  • It’s Official: New Conventional Guidelines for Ordering Appraisals (3)
    • leanne finlay: This sounds like a big, expensive, backwards step to me. I think lenders do want assurance that the appraiser is qualified, and having a clearing house...
  • Start 2009 by recognizing the unrecognized (11)
    • Jillayne Schlicke: by doing lots of research on the L.O. before selecting them. Just a simple friends/family blind referral isn’t good enough because the...

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Tag: safe act

Are Washington Consumers Safer Working with DFI Regulated Lenders?

I’ve always thought so and you may say I’m biased since I work for a company that is regulated by Washington State Department of Financial Institutions.  At the very least, home owners who have been wronged by a loan originator under DFI’s watch can rest assured that the company has much higher odds of having [...]

Posted: October 11th, 2008 under Federal Law, Legal Issues, Mortgage and Lending, Washington State Law.
Tags: , , , , , , ,
Comments: 12