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  • Government Intervention in Foreclosure (40)
    • Rhonda Porter: I couldn’t agree with Gene’s comment more: “This is NOT a case where there was a natural disaster. This is mostly a case of a rampant...
    • Kary L. Krismer: I’ve been thinking about this excise tax thing further, from a theoretical point of view, rather than just looking at the language of statutes...
    • tj: I would like free healthcare for everyone, free college and state or government sponsored daycare and old age homes. Yes, I would be prepared to pay for it,...
    • Kary L. Krismer: Jillayne emailed me the letter regarding the excise tax issue. I’ve only spent about 10 minutes on this, but here are my initial impressions:...
  • It’s Official: New Conventional Guidelines for Ordering Appraisals (7)
    • Rhonda Porter: Kary, this was caused by Cuomo investigating WaMU for strong-arming appraisers to meet certain values and then blacklisting them if they did not. This...
    • Kary L. Krismer: What it’s designed to do is stop the practice of a mortgage broker calling up two appraisers, asking them for initial values prior to selecting...
    • Rhonda Porter: For the next few days or weeks (depending on who I working with as the ultimate lender) I can still select the appraiser whom I’ve worked with for...
    • Rhonda Porter: Leanne, I don’t think this was created to protect the lender at all. If anything, it’s to protect the appraiser from the lender. Although I...
  • Mother Nature Happens… (4)
    • Kary L. Krismer: Which again is another reason to have a clause providing for an automatic extension if the transaction doesn’t close due to a reason not the...
    • Rhonda Porter: Last night watching the news, it reminded me of the earthquake we had a few years back during a busy time in the market. It didn’t matter if...

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Tag: seattle-times

Transit on my mind…

So, we’ve all been inundated by WSDOT telling us to stay off the highways during the shut down on I-5 and today’s Seattle Times shows that they’ve done such a good job of convincing us about it that traffic has been better than the past 15 year’s time (my personal opinion on that timeline) because [...]

Pickiness imperative in roommate search

(Chicago-to-Seattle)
Great place in Seattle quells stress of long distance move
With Seattle’s burgeoning condo market and increasing rental rates, pangs of discouragement hit me after I finalized my decision to move to Seattle. Affordability was going to play a prime role in whether I could transfer, and reports of surging prices squeezing out single women from [...]

15 Year Mortgage Too Pricey for Normal People

This morning, I read a commentary on seattlepi.com from columnist, Christy L. Thomas called Seattle too pricey for normal people.   It’s regarding her move from Boise and how she and her boyfriend are considering whether or not they can afford to buy what they would like to have in Seattle. 
The part that struck me, being a Mortgage Planner, [...]

Puget Sound’s Market Conditions Update

Every New Year, my husband’s family makes a trip to Ocean Shores with most of his brothers and sisters and nieces and nephews. It is a tradition that we look forward to which includes as much bowl games you can cram into a weekend, razor clamming, go karts and I get to read the newspaper [...]