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  • Interview with Jillayne Schlicke - Part 2: The SAFE Act (2)
    • Cathy R., Sequim, WA: My broker spent several days registering four LO’s and part of his frustration was being sent back and forth between DFI and NMLS. There...
  • 10 Things You Should Know Before Moving to Seattle (718)
    • Rose: I am planning on moving to Seattle in the spring and someone I know who lives in seattle keeps telling me that it is basically impossible to get a job there and...
  • HUD Passes RESPA Reform, New GFE Coming in 2010 (40)
    • Scott: And we need to move on from the “poor uneducated consumer”. The poor uneducated consumer with a 550 fico score won’t be buying a house anymore.
    • Scott: The new California MLDS produced by Encompass 3.5+ is pretty decent.. it breaks out costs paid by the buyer and / or seller according to the contract. We...
    • Scott: Looks like the originator that gets called on the best day gets the deal with this thing… rates change 5-7 times a day currently, and GFE’s at...
    • Jim G: I agree that for what the purpose of a GFE should be could have been done in 2 pages and made a lot clearer. HUD is also taking the approach that by bundling...
  • Did the recent market shift affect Hitler too? (11)
    • synth: Thanks Jillayne, Some other notable authors who predicted this as well: Nouriel Roubini Jim Rogers James Kunstler Marc Faber Bill Fleckenstein...
  • October King County Home Prices at 10/2005 Level (135)
    • ARDELL: Usually Boards do not need the owners’ approval to increase dues as needed within a certain annual increase cap. Changing the CC&Rs to add new...
    • ARDELL: sampai, Was it your concern, or the lender’s concern? I’ve never seen a lender do that, so we are quite shocked. I’ve even seen places with...
    • sampai: My issue wasn’t with the rental percentage (although that is a long term concern.) It was with the HOA dues not providing for adequate reserves. In this...

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Tag: shop

$100,000 + in consumer savings: It pays to shop

Since Ardell mentioned the rebates her clients enjoyed, it got me thinking about our small business and how we stack up. During 2006, our purchase and sale clients saved over $60,000 in escrow fees alone compared to our competitors, more if you add up all the other industry inventions consumers are charged for. [...]