Free Credit Monitoring…available for a limited time July 3, 2008
Due to a settlement from a class action lawsuit where they were accussed of reselling personal and financial consumers information for marketing purposes, Transunion is offering free credit monitoring. Selling the information is a violation of Fair Credit Reporting Act. You only have until September 24, 2008 to apply for your benefit of either free credit [...]
Trigger list finally get some much needed bad press May 16, 2007
If you have not opted out of prescreened credit offers, and if you have your credit pulled for purposes of being prequalifed or preapproved for a mortgage; you will be receiving tons of attention from lenders you do not know.
The credit bureaus resale your information without your knowledge or consent to whomever is willing to pay [...]
Triggering My Hot Spot February 14, 2007
I have blogged about this before…it is really one of my “hot spots”. This morning, not only did I receive an email from this company (oh, I mean SPAM) stating that this is information that I requested, which I did not, it is about something I am absolutely against: selling consumer’s information when they’ve had a credit report pulled [...]
Your Private Information is For Sale January 24, 2007
This subject totally irks me…it is just so completely wrong. The three major credit bureaus are selling personal information to hundreds of mortgage companies throughout the country as soon as a credit report is pulled from a mortgage lender. You visit your preferred lender to get preapproved for a mortgage, and whammo…within hours [...]
