Rain City Guide

Consumers interested in purchasing or refinancing a home will pay an interest rate based on current market conditions and their ability to pay back the loan. The borrower’s income and debt ratios are taken into consideration by the lender, as well as the predictability factor provided by credit scoring. It’s important to have a mortgage [...]

One of the biggest reasons homeowners refinance their mortgage is to obtain a lower interest rate and lower monthly payments. By refinancing, the borrower pays off their existing mortgage and replaces it with a new one. This can often be accomplished with a no-points no-fees loan program, which essentially means at “no cost” to the [...]

Talk to anyone today on the subject of real estate and soon it turns into a discussion about the impending housing bubble and whether or not it is going to burst all over your investment dreams. How worried should we really be?
This article in the Seattle PI explained the situation both nationally and [...]

Why does the mortgage business seem so insane and unreliable?
Well, there are a couple of reasons. One reason is there are a tremendous number of loan officers who have no experience but who are pretending they do. As loan officers, our job is to make your loan work. When we look at a loan [...]

Believe it or not, title insurance is one of the most integral parts of the real estate process, yet many people readily admit they have very little understanding of what it is and why it is important.
Within King and Snohomish Counties, title insurance is commonly opened at the time a listing agreement is signed. [...]

Unless you’re a recluse, you’ve either seen or heard the words “No Money Down!” being applied to purchasing a home. People who are “in the know” believe this to be trickery. But some people actually do qualify and do move into a home of their own with absolutely no money out [...]

This home is one of the most cozy and fasinating houses in Ballard! The home has retained its Victorian style and has been nominated each year for the Ballard Historical Society’s Old House Tour. The decoration is impeccable and it is obvious that the current owners had a keen attention to detail.
The house is [...]

Compared to other homes in the Sunset Hill/Ballard market this home shows really well. It’s a relativelly small house (barely under 2000 sf) but it does not feel that way. The living room is very large and would be great for entertaining.
And it’s hard to find a better place to live than the [...]