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  • Did the recent market shift affect Hitler too? (11)
    • synth: Thanks Jillayne, Some other notable authors who predicted this as well: Nouriel Roubini Jim Rogers James Kunstler Marc Faber Bill Fleckenstein...
    • Jillayne Schlicke: Leanne, Are you unaware of the many people who accurately predicted the bubble and financial devistation? I could give you a list of them if...
    • Rhonda Porter: leanne, I don’t have a problem with people not using their real names–especially our “regulars”. You get to know where...
  • HUD Passes RESPA Reform, New GFE Coming in 2010 (37)
    • Jim G: I agree that for what the purpose of a GFE should be could have been done in 2 pages and made a lot clearer. HUD is also taking the approach that by bundling...
  • October King County Home Prices at 10/2005 Level (135)
    • ARDELL: Usually Boards do not need the owners’ approval to increase dues as needed within a certain annual increase cap. Changing the CC&Rs to add new...
    • ARDELL: sampai, Was it your concern, or the lender’s concern? I’ve never seen a lender do that, so we are quite shocked. I’ve even seen places with...
    • sampai: My issue wasn’t with the rental percentage (although that is a long term concern.) It was with the HOA dues not providing for adequate reserves. In this...
    • ARDELL: Sorry I don’t have a link to it, but I believe it is the Washington Condominium Act enacted in 1990 that provided for uniform standards of disclosure via...
  • Windermere’s Web Site Strikes Back (35)
    • ARDELL: Robbie, That’s how our tax link works. It shows the max with no warning, but as soon as I see the max number, I know the odds of the search equalling the...
    • Robbie: Matt, Ironically, I feel the exact opposite. I hate having a large area search, only to be shown an empty map saying “we’re sorry there’s too...

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Tag: Washington

“It’s just like a normal auction, except…

…instead of the price going up over time, it goes down.” ~Bothell home owner
Trend?

Will Real Estate Agents Embrace a Loan Originator with Fiduciary Duties?

I’m beginning to wonder. I’ve always put the clients best interest first…it’s just something I naturally have to do in order to be able to sleep at night. There has been a time or two when a real estate agent has told me that my job is solely to provide mortgages and not [...]

How Quickly Guidelines Change

When WaMU decided that most of Washington State zip codes are soft, they let Loan Originators know via email giving us just hours to submit loans under the old guidelines (pre-soft haircut of 5% or what ever the value is). I have another example of how little time we are given as LO’s to [...]

Back-to-school clothing drive is back!!!!

Each year, we at Team Reba hold a clothing drive for Treehouse, a non-profit that helps to provide foster children with clothing and other supplies to help make their lives more normal. Most people don’t realize that the State of Washington only provides about $300 per year for clothing for these kids, which barely [...]

The Legislature Volleys Back….

Recently, I wrote about new case law in Washington that was making it more difficult for buyers of real property to make post-closing claims against the seller for property condition related matters. The Washington legislature has just amended the state’s residential property condition disclosure law to put additional burdens on sellers and will soon [...]

Licensed to Loan

This New Year brought significant changes to the mortgage industry. Loan Originators who provide residential loans in Washington State are now required to be licensed. This legislature applies primarily to Mortgage Brokers and not LOs who are employed by banks or credit unions. As I am employed by a Mortgage Broker (technically, we [...]

Blogging at Ed.Con 2006

Yesterday, Russ Cofano and I gave another blogging seminar, this time in Seattle as part of Ed.con 2006 put on by the Washington Realtor Association.
I thought the day went over really well and considering it was the first seminar we’d given to the “home town” crowd, I found it to be especially fun. Marlow [...]

Improving Online Home Valuations?

This past week, Top Producer quietly rolled out a home valuation tool, called HomeInsight, for a few markets in California and Washington*. I was not part of developing the tool, but I like it enough to pass along the link to Rain City Guide readers before the local media picks it up.
What differentiates [...]

Want to live in the Golden State? Bring lots of Evergreen State money.

I recently returned from my almost annual vacation in beautiful California to visit my family and a few famous real estate bloggers (Dustin & Andy). And it was interesting to note what I learned about real estate in the Golden State during my two weeks down there…
Non surprises 
Bay Area real estate is still expensive. That wasn’t surprising at all. It’s [...]